Universal basic income and dedicated strategically placed camping locations (so campers can be humanely directed to move away from crowded public common spaces) might help solve some houseless human complexities.
Talk "therapy" is harmful when it is coerced and/or nonconsensual, and/or is not private (possibly resulting in psychiatric coercion). Talk "therapy" can helpful when it is private, desired, consensual, and voluntary.
Labels we apply to our problems can medicalize problems in living which can have the unintended consequence of making authentic solutions to our moral, social, and existential problems more difficult to achieve.
Read the book Heresies by psychiatrist Thomas Szasz. Psychiatric coercion should be outlawed. Suicide should be respected as a human right for all adults when done in private. The insanity defense should be outlawed.!