It's already happening too. You really think the average american can afford a $20,000 sedan or $40,000 pickup on their $40-70k salary? Hell no.
They still buy that crap and willingly become debt slaves.
Yep, then they take on a $50-$200k student loan, and another $200-$800k loan for a house.
Before you know it your dead at 82 and the bank gets the house back anyway to sell it to the next sucker for a generation making 1-10% interest.
