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My understanding is that you will be able to use crypto (from your wallet) to directly purchase from merchants in early 2021.
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If that is true then it will be big. Not only will you be able to use it with PayPal merchants but it will be a kick in the ass for other merchants like Amazon and Walmart to do the
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| same to stay competitive.
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Mr.Boat, is that an endorsement of central bank currencies?