Honestly with the OnlyFans situation going on, it baffles my mind how people can be horny enough to use a credit card for porn, but are not horny enough to buy crypto to pay when the payment processors shut down.
Cryptocurrency is literally the easiest solution to the problem, and is easily accessible in every western country and saves both parties so much headache and leg work.
But it is ignored, or outright refused for "reasons" like volatility. Unless you are dealing in actual shitcoins, who the fuck cares how much it swings? Is it really held long enough?
It can be sold almost every day of the year at the point of sale with single digit percentage variance in value. Assuming you even care to hold fiat in the first place.