There are many reasons to not want to be your own bank. And for not wanting a "promissory note" currency. I struggle to see the masses wanting this enough to overcome such things.
I sincerely hope it never comes to that.
Unfortunately,
collision between hope and current reality trajectories would involve kinetic energies
sufficiently powerful to erase doubts.
Yea, we will definitely have to see what happens. Barter is better than nothing, that's for sure. Your system may enhance barter a bit.
