The most basic way to do it is to create one on https://imgflip.com/memegenerator
Then download the file to your computer.
Then reupload to imgur and post to memo.
I've got a kerosene heater that was borrowed but I can't afford the kerosene for it because I've got a $268 land and house tax bill and I'm afraid I don't know how I'm going
I've worked my whole life sometimes three jobs at once my last job 14 years with a sheriff's department 17.50 an hour. They got sued for too many wrongful death
Every Friday I get a food box. Last 3 days if there is a cooked chicken. Other times I have to rely on my ex-wife when they do have food housefull only two working there